Our short term term loan is designed to take care of those moments where you need to bridge gaps in one’s finances for a short while. The loan application and disbursement process takes place in under 60 seconds by simply dialling *236# or *151#.

These loans may be accessed by customers who have an EcoCash wallet or a TN CyberTech Bank account.

How to apply from TN CyberTech Bank

  1. Dial *236#
  2. Select Option 3 –Micro Loans
  3. Select Option 1 – Micro Loan
  4. Select Option 1 – Apply for Micro Loan
  5. Your pre – approved loan amount will be displayed and you can select amount you would like to borrow.
  6. The funds are then deposited into your account

How to apply from Ecocash

  1. Dial *151#
  2. Enter your Ecocash pin
  3. Select Option 6 – Ecocash save
  4. Select Option 3 – Ecocash Micro Loan
  5. Select Option 1 (Request loan) if you need a loan, Option 2 (Repay loan) or Option 3 to check your credit limit (how much loan you qualify to get).
  6. If you are requesting a loan, you then Enter Amount
  7. Select Tenure (Only one option – 1 month)
  8. Enter 1 to confirm

Approval is instant. An SMS will be sent with your repayment due date.